Galactic Bank

Galactic Bank

Banking for the Galaxy

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Tovakinpi Toshikhan Year 13 Day 111	Archiving of inactive accounts
	In order to improve site load times and ease of management in 1 week I will begin archiving accounts that have not been logged into for greater than 1 year. These accounts will still be around and no credits presently in the account will be lost they will simply just not be part of our database, in order to access them please contact me and I will reestablish it.
Tovakinpi Toshikhan Year 13 Day -2	Vacation
	OOC: I will be out of town visiting family from Dec 5-12. Internet is unknown at the location I will be, if possible I will continue to process withdrawals and deposits as normal, if not I will get to them as soon as I can.
Tovakinpi Toshikhan Year 13 Day -3	November Special Events
	As promised, a random deposit was doubled, then I doubled another, then another, then another, and another. Yes, that's right folks, I doubled 5 random deposits, winning 5 different clients close to 20 million credits. But wait, that's not all. I also ran interest on 50 random clients twice in appreciation to all of you for continuing with the bank despite the changes that we have made in our operations. Thankfully we only had about 5% of our clients leave us so far as a result, which is far below what everyone's estimates were, I greatly appreciate the trust that you continue to have in this bank. Stay tuned for some exciting stuff that will be brought out in the coming year.
Tovakinpi Toshikhan Year 12 Day 354	Change in faction status
	Dear InterGalactic Bank customers. It is with both regret and hope that I write this letter to you all. InterGalactic Bank has been around for over three years since its conception between myself and Evan Crawford. It was only a the short time-span of a matter of months until our bank became the most successful bank in the history of the galaxy, and still continues to be so. After serious consideration over a period of many months, I have decided to alter InterGalactic Bank's corporate structure and legal status to remove the bank from its status as a galaxy wide corporation and shrink the size of the business to a much more manageable size that allows its employees to better serve its customers while reducing the man hours required in maintaining the corporate structure. This is not a decision based on the bank's finances or the health of any of our executives, but completely based on time and the bank's desire to return to its roots and ensuring that we provide the best quality services possible to our customers. As I said, the bank will continue on, we will continue to serve the entire galaxy with our most popular services of savings accounts and loans will continue on without delay and we will continue to accept new customers. Services such as the construction of Banks, ATMs, and their management will no longer be offered. I personally am sorry for any inconveniences that this creates. From now on, all transactions will be conducted through me personally, Tovakinpi Toshikhan, any credits sent to InterGalactic Bank or anyone else will no longer be processed through this institution and we will not be held liable for any lost credits.
Tovakinpi Toshikhan Year 12 Day 329	Special Event
	As a special event and prize for our bank customers who have helped IGB grow to be the most successful bank ever in the galaxy we are going to be hosting a special event. For the month of November, from the 1st to 30th, all deposits will be recorded and from them a random deposit will be selected and doubled by the bank. Fine Print: Due to the nature of the business of IGB we will not be posting a screen shot or the name of the winner, as the list of our account holders and their account values are considered private. No sign up necessary, just go about your banking as you normally would. This does not circumvent any of our existing policies including maximum account values or abuse by the number of deposits and withdrawals on your accounts. People that try to take advantage of our generosity will be subject to punishment up to, including, but not limited to, exclusion from the event or forfeiture of their privileges to bank with IGB.
Zarthra Zoid Year 12 Day 305	Deposits
	Please when making deposits send the credits to InterGalactic Bank. I am not the recipient for the funds, and it just ends up giving me more work to do to remember to forward the money to the bank. Sincerely, Zarthra
Tovakinpi Toshikhan Year 12 Day 302	Customer Survey
	In order to better serve our customers we have put together a short survey in order for InterGalactic Bank's management to find out what our customers want from us in the future. Please take the opportunity to contribute as it will help us better serve you. https://docs.google.com/spreadsheet/viewform?formkey=dGV1Tkk1U3paMHdaaDNidVJUVlZ5QXc6MQ
Tovakinpi Toshikhan Year 12 Day 278	TOS changes
	Due to excessive rule violations by both legal and illegal multis, as part of our continued desire to not be a safe haven for assets for people who break the rules, InterGalactic Bank will, for the time being, no longer offer Payable on Death options for our savings accounts. Hopefully a solution for this can be found soon so that the crimes of the few do not affect those that wish to play by the rules.
Tovakinpi Toshikhan Year 12 Day 278	Zoid is back
	Zarthra is back by the way in the event that someone didn't notice, all services are up again and feel free to contact him.
Zarthra Zoid Year 12 Day 241	Leadership LOA August 3-13, 2011
	I'd like to report to you that I'll be going away (IRL Vacation) for the time frame of August 3rd through the 14th. Tovakinpi has decided that for the time being all financial transactions (i.e. deposits and withdraws) are to be processed through him directly. So instead of sending money to the bank or receiving money from the bank, you will be sending and receiving from him. This goes into effect on the third. After that, the bank will not be processing withdraws and deposits until my return on the 14th of August. Please also forward all inquires to Tovakinpi while I'm away. I'd like to avoid a mass of DMs upon my return, which would ultimately hurt the clients in the possibility of a message of importance being accidentally overlooked. The internal operations of the bank are closed to finances only, during this time. We will continue to work hard to bring you a better return on your investments. Thank you and have a nice day, Zarthra
Zarthra Zoid Year 12 Day 212	Facility Income Reminder
	Just Reminding everyone, your Facility income is completely available to you. You just have to remember to claim it. Managing everyone's banks in the galaxy doesn't make for a nice headache, so please remember to send me a DM with the amount of FI your facilities made this past month, and I'll do the rest. Thank you, and happy holidays
Tovakinpi Toshikhan Year 12 Day 194	Recent Rates changes
	We did not lower rates again, a calculating error was just corrected in our system. Consider what you were receiving before a bonus or gift from IGB. Thank you.
Zarthra Zoid Year 12 Day 121	Interest Rates
	The change that was previously mentioned with the Interest Rates has been implemented today, and will take effect on next months interest yield.
Zarthra Zoid Year 12 Day 95	Savings Accounts (IMPORTANT)
	Several accounts have breached the allotted amount of money in their savings accounts. All of those who are in violation of this policy should have received a notice giving them seven days to correct the error. After the seven days (i.e. March 15th) all of the credits above the allowed amount will be cleared from the account and unavailable for reimbursement. Remember it is the account holders responsibility to keep their account within regulations.
Year 12 Day 88	Interest Rates
	After a thorough discussion with the Board of Directors a decision has been made in regards to the current Interest Rates. After successfully establishing ourselves as a leading financial business in the galaxy after two years of unchanging rates and service, we have decided to lower our interest rates on our savings accounts. Starting in April of 2011 we will be lowering the interest rates as follows: Level One - 9% Level Two - 12% Level Three - 16% Level Four - 21% These rates are final, but are open to change in regards to the economy.